Any loss or damage to material and property causes hardship in terms of loss of capital and other consequential losses The aftermath of fire may be drastic.. Monetary relief is essential to rebuild and renew the property damaged to bring back the business to its normal course. It is here that fire insurance plays its role and safeguards the financial interests of the entrepreneurs:

Al Wathba’s Fire insurance Policy covers all immovable and movable property located at a particular premises such as buildings, plant and machinery, furniture, fixtures, fittings and other contents, stocks and stock in process along with goods held in trust or in commission including stocks at suppliers/ customer's premises, machinery temporarily removed from the premises for repairs against loss or damage by fire, and a host of other perils listed below & many more.

• Lightning
• Explosion/implosion
• Aircraft and articles dropped there from
• Impact damage due to rail/road or animal
• Riot strike, malicious damage
• Subsidence and land slide
• Storm, cyclone, flood and inundation,
• Sprinkler leakage,
• overflow, leakage of water tanks, pipes etc.

Benefits
In case of a partial loss, payment for repairs and replacement is made. In case of policy with reinstatement value clause, cost of reinstatement will be paid on completion of reinstatement subject to overall limit of the sum insured. Insurance company may at its option, also repair or replace the affected property instead of paying for the cost of restoration.

Premium
Premium rating is based on the type of occupancy, physical features, values at risk, requirement of additional covers and a completed proposal form.

There are a number of exceptions and exclusions, which are part of the policy terms and conditions. Our Technical Staff will always be ready to assist our customers for any query or further details on Policy Conditions.

Quotation will be offered on submission of a duly completed proposal form to the company. For further details please call us on our telephone or ask for a call back.