Engineers, Architects, Accountants, and other professionals acting as consultants are exposed to liability claims as compensation to third parties.

Professional Indemnity insurance is an insurance package specifically designed to protect your business when you are involved in selling your knowledge and skills. Here you will be covered against claims logged by your clients if you have made mistakes or are found to have been negligent. Your exposure also extends to include the legal cost incurred in defending your business.

As a professional person you should ensure that you are properly protected against such possibilities keeping in mind that there is often a long delay between an event and a subsequent claim, accordingly you need to be protected properly both in term of time of the occurrence of the event and when the claims against you is made.

Through “AWNIC” Professional advisers, you have access to policies and services specifically designed for your specific business needs, through;

•  A range of affinity programs for your wide range of requirements.
•  Providing the right amount of cover.
•  Identify the type of claims you need to cover.
•  Provide retroactive cover when is required.

Cover can be given on the following basis:

•  Any one specific project.
•  On annual basis and for a specific amount of cover based on your turn over;
•  The cover will be for one year and for projects commended during that particular year.
•  You will be protected against all any claim made during the currency of the year.
•  The cover can extend the retroactive date at additional cost.
•  If the policy is stropped we can still extend the cover to include running projects at additional cost.