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Home > Health Insurance - Group Health Plan

This Scheme is suited to “Groups” consisting of five or more main members [dependents excluded in reckoning the group size]

The benefits offered on “Group Health Plan” are:

  •  In Hospital
     In hospital is defined as treatment provided by a hospital which requires  an overnight stay.
  •  Out hospital
     Out hospital is defined as treatment taken either from hospitals or clinics  as out patient where no overnight stay is required.

Details of Medical Coverage are:

Network Direct billing within the network and Reimbursement 100% or 80% out of net work within UAE and outside UAE as per UAE rates depending on the plans selected.
Coverage
  •  In Hospital
  •  Out of hospital
Hospitalisation Class A (Private Rooms)
Maternity Definition: Hospital confinement for normal or Caesarian delivery, medically necessary abortion or miscarriage and/or any complications arsing there from ante/post natal treatment as medically necessary [This option is compulsory for all married women in the Group who are in the age group 16-45 years]

Customers can avail any of the following MEDICAL PLANS suited to their jurisdiction requirements:

1 LOCAL PREMIUM
  •  UAE Only [For in-patient &  out- patient benefits]
  •  South East Asia and the Middle East (On Reimbursement Basis)
2 BASIC UAE, Arab Countries, South East Asia, Middle East and Worldwide for emergency
3 MARCOPOLO UAE, Arab Countries, South East Asia, Middle East and Worldwide for emergency for an increased limits of benefits
4 EXTENSIVE Worldwide Excluding U.S.A. and Canada
5 COMPREHENSIVE Worldwide

For the purpose of this plan, “Arab Countries, South East Asia and Middle East” shall mean

  •  Arab Countries : KSA, Oman, Kuwait, Bahrain, Yemen Lebanon Jordan,  Iraq, Syria, Qatar, Egypt, Libya, Algeria, Morocco, Sudan, Somalia,  Tunisia, Djibouti, Palestine, Mauritania.
  •  South East Asia: India, Bangladesh, Philippines, Pakistan, Burma,  Thailand, Vietnam, Malaysia, Sri Lanka, Indonesia, Nepal, Bhutan.
  •  Middle East: ( Iran, Afghanistan)

For further details on “limits & sub-limits”, “allowable medical expenses, “waiting period” and “deductible excess”, please call us on our Telephone Number or ask for a call back

All Rights Reserved, AWNIC, 2003