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You can buy many life insurance and property-casualty insurance products directly from an insurer without help from any intermediary, i.e brokers or agents. Typically potential policyholders will be contacted by mail, or they can telephone or send email to apply for a product. The advantage of this type of distribution system is that expenses are usually much lower because there are no commissions to be paid. These savings can be passed onto the consumer through lower premiums. The main disadvantage is that the policyholder does not receive as much, or sometimes any, personal service either when buying a product or filing a claim.
There will be no physical delivery of policy. Process of buying AWNIC Online Home Insurance is completely online. Your Policy is delivered to Email you will provide at the time of buying policy. If you don’t immediately have access to printer, a copy will also remain in your Membership Area for rest of the period to download and print at your convenience.
Please make sure you use a working email ID.
Yes, this is a fire policy, accidental fire will cover your apartment/villa.
Yes, please keep receipts of your contents in safe place, if you don’t have receipts, we will apply market value of each of your content in settlement of your claim.
If you are tenant, then your policy will cover you for
For owners who live the property
And if you are owner but don’t live in your property, this policy will cover Building Only. If you are owner and you have let your property, it is always worth advising your tenants to buy Home Insurance Policy.
If you have a claim, immediately notify our claims department, use following details
Email them on :email@example.com OR firstname.lastname@example.org
Call them on: 024185430 or 024185433
Fax them on: 026776628
To get refund, there are basically two conditions you must meet
Yes, our payment gateway is provided by Etisalat, we have latest security features at our payment portal. You are assured by AWNIC, it is safe to pay us online.
AWNIC Home Insurance covers One Domestic worker by default. The coverage includes
Claim is always decided by courts , so we will pay what court decides. This coverage is only for within UAE.
If you are owner and you live in your property, then payment will be to the value of your property plus 10% of Value of your Property will be paid toward your alternative accommodation.
Household goods (furniture and fixtures included) and other articles in the home or its domestic outbuilding or garages owned by any member of your household including motorized gardening equipment.
Call us on 04-2525232 Within 14 days if:
Note: Use these details for change of circumstances only, for claims use details given in another FAQ.
Purpose of this FAQ section is to explain some of the commonly asked questions, in fairly easy language. These do not replace Policy Terms and Conditions.
If you question is not answered, you can either
Call us on: 04-2525232 OR
Email us on: email@example.com
They are to be insured separately, it is not possible to Insure these antiques items online, please call 042525232 or email firstname.lastname@example.org if you want to Insure these items along with other contents.
Generally these include, articles made of precious metal, furs, collection of coins, Stamps, Medals, expensive carpets.
You need the following information before you buy your Home Insurance Policy on
Telephone: 600 54 40 40
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