Individual Personal Accident

Individual Personal Accident

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Accidents are common and sometimes cause fatal injury leading to disabilities or death. Personal Accident Insurance is a benefit policy providing compensation in the event of an unfortunate event.

In this section, we provide the salient features of “Individual Personal Accident Insurance”.

Individual Personal Accident covers loss resulting directly and independently of all other causes from bodily injuries caused by accident on or off duty and anywhere in the world. The coverage offered are:

  • Accidental Death: Compensation is 100% capital sum insured
  • Permanent Total Disability: Compensation is 100% capital sum insured
  • Permanent Partial Disability: Compensation is as per continental scale
  • Temporary Total Disability: Compensation is calculated on the basis of salary with a maximum of 52 weeks
  • Medical Expenses: Compensation up to AED 5,000 per person per injury(higher limits can be considered at extra premium)
  • Repatriation Expenses: Compensation for transportation or burial up to AED 5,000 per person(higher limits can be considered at extra premium)

Premium is based on sum insured elected, age, nature of work, salary levels and the optional benefits elected.

For further details on the “product” and “ benefits”, please call us on Telephone or ask for a call back.